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I'm going back to school and need money. Help!

QUESTION: I am a 26 year old, married mother of two small children. After five years of the same low paying, none advancing job, I have decided to go back to school full-time. Now that I'm unemployed, I am in desperate need of all of the financial help that I can get. -Back to School Mom

Dear Back to School Mom: Congratulations on going back to school. First, learn what options you have for federal financial aid. Last year $97 billion in financial aid was awarded. Learn more about federal financial aid at or call 1-800-4-FED-AID to find out about loans and grants from the government. Second, find out about scholarships. Read 501 Ways for Adult Students to Pay for College available at and search free databases of scholarships online at sites like ours at Remember to ask your school's financial aid office for assistance. We understand that it can be a difficult move from work to school, but we know that after you graduate, your education will certainly open up your opportunities!

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Gen & Kelly Tanabe

Gen and Kelly Tanabe are the founders of SuperCollege and the award-winning authors of 11 books on college admission, financial aid and scholarships. Together they were accepted to all of the Ivy League colleges and won more than $100,000 in merit-based scholarships to graduate from Harvard debt-free.